Am i an accredited investor? An accredited investor, when referring to an individual, includes anyone who: 1. Income Criteria: Has an annual income exceeding $200,000 (or $300,000 together with a spouse) in each of the last two years. Expects to earn the same amount in the current year. 2. Net Worth Criteria: Possesses a net worth over $1 million, either individually or combined with a spouse or spousal equivalent, excluding their primary residence. 3. Licensing Criteria: Holds a valid Series 7, 65, or 82 license. For the income criteria, the individual must meet the income thresholds consistently for the previous two years, either individually or with a spouse. Switching between individual and joint income is not allowed unless the person got married during this period. In that case, joint income can be used for the married years and individual income for the remaining years. Accredited Investor Entities: Entities that qualify as accredited investors include: 1. Trusts: Any trust with assets exceeding $5 million, not specifically formed to purchase the subject securities, and whose investments are managed by a sophisticated person**. 2. Entities with Substantial Investments: Any entity with total investments exceeding $5 million, not specifically formed to purchase the subject securities. 3. Entities with Accredited Equity Owners: Any entity where all equity owners are accredited investors. **A sophisticated person is defined as someone who, or whom the company or private fund offering the securities reasonably believes, possesses sufficient knowledge and experience in financial and business matters to evaluate the merits and risks of the investment.